MJ the Closer
Encouraging Freedom. Fostering Sustainable Wealth. Boldly represent clients with canny market and industry knowledge, always exercising a resourceful spirit.
Home Buying & Selling Process
Understanding how to best position a property in the marketplace requires an in-depth analysis. No matter what real estate need you have, rest assured that my team will provide all the resources and guidance you need to succeed. Allow us to help you stamp SOLD on your property. Your next chapter awaits you.
Committed to Excellence
Real estate decisions can be difficult and complicated, which is why it is crucial to take an informed approach. Through this service offering, you can count on my team to guide you in every step of the process and afterwards. We seek to be a resource and partner for life.
Throughout many years of providing this service to clients, I have gained the experience and expertise necessary to support you in reaching your real estate goals and dreams. Setting and reaching goals is a team sport. If you have any questions or want to develop an action plan, simply reach out. We would love to be on your power team.
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Nov 14, 11:00 AM – 12:00 PM CST
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The Midwest Meets the South Real Estate Webinar
Nov 14, 11:00 AM – 12:00 PM CST
Looking to buy, sell or invest in real estate? Thinking about Atlanta, Dallas, Houston, Chicago or Milwaukee. Get the Scoop! RSVP
Coast-to-Coast Real Estate Webinar – 7 Hot Cities. 7 Great Experts.
Jun 13, 10:00 AM – 12:00 PM CDT
Considering Buying, Selling, or Investing in Real Estate? Learn about the New York City, Los Angeles, Seattle, Atlanta, Dallas, Houston or Chicago real estate market. RSVP
Coast-to-Coast Real Estate Webinar – 7 Hot Cities. 7 Great Experts. (1)
Jul 11, 12:00 PM – 2:00 PM CDT
Considering Buying, Selling, or Investing in Real Estate? Get tip about New York City, Los Angeles, Seattle, Atlanta, Dallas, Houston or Chicago real estate market. RSVP
We hope that the below frequently asked questions (FAQs) address your burning questions or concerns. We are here to assist you with any other questions you have.
Why should I consider partnering with a REALTOR®?
A REALTOR® is one of your most valuable partners in real estate. We will walk you through every part of the process, transaction and beyond – educating and informing you of all your options. REALTORS® aren’t just agents. They’re professional members of the National Association of REALTORS® and subscribe to its strict code of ethics. Please, learn more about the REALTOR® difference.
Should I buy instead of rent?
Am I ready to buy?
Ask yourself the following questions when considering whether you’re ready to buy:
- Do I have a steady job or business income?
- Has it been consistent for the last two to three years?
- Do I have a positive bill-paying history?
- Do I have few outstanding long-term debts, like car payments?
- Have I saved for a down payment?
- Can I afford to pay a mortgage, taxes, utilities, and insurance?
Does my credit score impact my ability to buy?
A credit score numerically summarizes an individual’s credit history and gives a snapshot of their financial standing to a lender. Mortgage lenders use the score to decide who receives loans and at what interest rate. The higher the score means the better the chance of getting a loan with an attractive interest rate.
If your score is low, it is not impossible to get a loan but it will take longer. These three different companies keep credit histories: Equifax, TransUnion, and Experian. Before applying for a loan, get your consider credit reports from all three companies and connect with a REALTOR® partner to create a plan.
How much do I need for a down payment?
Saving for the down payment is the greatest obstacle for many first-time homebuyers. Lenders expect between 3% to 20% for a down payment. It varies according to the lender’s requirements, the type and length of the loan and available programs. Make a budget, set a goal, and stick with the plan. Saving and sacrificing is how most people come up with their first down payment.
What is the difference between pre-qualified and pre-approved?
Pre-qualification: Getting pre-qualified for a mortgage gives first-time homebuyers an indication of how much they “might” qualify to borrow. This mortgage amount is not guaranteed because no information has yet been verified.
Pre-approval: Better yet is getting pre-approved for a mortgage, which is based on a real credit score, and financial documents submitted, like tax returns and pay stubs. The buyer has more to offer when making a deal and in a competitive market this can be a definite plus.
What's the first step of the home buying process?
Identifying a REALTOR® partner and/or getting pre-approved – Unless you are paying cash for a house, you will need to get a mortgage. In order to know how much home, you can afford, you will need to get a loan pre-approval. These are the first-steps in the home buying process.
How much is my house worth?
There are two main factors that determine how much your home is worth: its condition and the level of demand for homes like it. To gauge what your home might command on the open market, your best bet is to look at comparable sales of similar size and condition to yours. A REALTOR® will advise of an appropriate pricing for your house.
How long will it take to sell my home?
Time to sell really depends on where you’re located and the conditions of your local housing market. Your listing price, the condition of your home, and the marketing and staging prowess can also play a role. So, price competitively and make sure that you and your REALTOR® are getting the place in front of as many eyeballs as possible.
When is the best time of year to sell a house?
Real estate is a very localized industry, and the best time to sell really depends on your market, as well as your unique situation as a homeowner.
You can sell your home at any time of the year, but there are definitely some months when selling is easier, faster, and more profitable. In general, spring and summer are the hottest home buying seasons of the year.
How much does it cost to sell my house?
There are many costs involved in selling a house. Fortunately, most of them do not require an out-of-pocket payment, per se. Instead, many come out of your sales proceeds at closing.
Generally, you can expect to pay about 10%-15% of your home’s sale price in fees and expenses. These include things like:
- Your real estate agent’s commission (varies)
- Staging, prepping and repair costs (varies)
- Seller concessions (1 to 3%)
- Homeownership and overlap costs (1%)
- Closing costs (1 to 3%)
About Melinda N. Jordan
MJtheCloser, possesses an energetic and sassy demeanor with a southern bell twist. MJ is able to provide her clients with an exemplary experience through superior service, because of her extensive market knowledge, Corporate marketing background and long-standing real estate investing experience and training.
“Timely, efficient, and most of all resourceful. Treated me as if I was her only client. What impressed me most about Melinda was that she took the time to discuss with me face-to-face my goals. We constructed a succinct profile which allowed for me to purchase my home within the parameters mutually identified. I couldn’t be happier with Melinda, she’s TOP NOTCH!”
“Ms. Melinda Jordan is a great realtor that is educated, professional, and attentive. Ms. Jordan is also a patient realtor that listens to her clients. She provided superb due diligence that got me in my dream home. I definitely recommend everybody to sue Ms. Jordan as a realtor to help you get in to your dream home!”
“Everyone knows that buying a home is a very stressful and time consuming experience. It is even more stressful when you are under time constraints, which was the case for my wife and I. When I came to Melinda and told her our predicament, she assured us that she was the woman for the job, and that she could find us a home in the time specified. Melinda did just that…”